Posted by Korin Law | 02.13.17 01:23am

It is an all too familiar story in Miami. You have tried everything. You have provided photos, video and documented all of your fire damage. You have even hired your own public adjuster.  But there is just one problem. Your homeowner’s insurance company refuses to provide the settlement you deserve. Everybody expects their insurance companies to come when they are needed the most. It’s the reason homeowner’s pay huge premiums every month. Unfortunately, far too many Miami homeowners are not receiving the proper amount of compensation. When there isn’t enough money to cover your repairs, damages and lost property, it can be extremely frustrating. Many people simply give up and accept whatever they receive from the insurance company. But it doesn’t have to be this way.  The first step is seek representation from an experienced Miami home insurance lawyer.

What Homeowner’s Don’t Know About Insurance Companies

Every homeowner needs insurance. But not every insurance company is always looking after the best interest of the policyholder. First, it is important to understand that insurance companies are no different than most businesses. Their main objective is to make money. In many instances, it comes at the expense of their customers. The sad truth is most underpaid insurance claims are rarely disputed. Insurance providers have discovered that policyholders are most likely to complain only if their claim is completely denied. Many protect their bottom line by providing policyholders with the bare minimum.  Here’s how some insurance companies justify their actions.

  • The insurance company will accuse the policyholder of filing a fraudulent claim.
  • The insurance company claims your damage is covered under the homeowner’s association instead of the insurance policy.
  • The claimed damage is not covered under the policy
  • The cause of your fire damage was not included in the policy

Underpaid homeowner’s insurance claims are responsible for millions of dollars in revenue for companies. It is a widespread problem that has often gone unnoticed. Some insurers will use very sneaky tactics, such as unreasonable depreciation and the use of outdated price lists

A Miami Home Insurance Lawyer Can Provide Solutions

Many homeowners turn to insurance claims lawyers as a last resort. However, filing an appeal with help from an attorney can be extremely beneficial. By hiring a legal professional, the policyholder will have someone in their corner who has a complete understanding of the insurance industry and how the system operates. A skilled home insurance lawyer must also possess effective negotiating skills to ensure the client is not being taken advantage by the insurance provider. They can also prepare and review all paperwork to ensure the client receives the best results.

Dealing with an underpaid insurance claim can be extremely frustrating and time-consuming. Miami home insurance lawyer Jonathan Korin understands the obstacles and challenges his clients face. Over the years, he has successfully represented many responsible homeowners who are looking to be treated fairly by their insurance companies. He utilizes an aggressive and comprehensive approach to protect the rights of homeowners. His goal is to resolve disputes before they ever go to court. However, if the insurance company refuses to cooperate, he is prepared to fight for the rights of each client. If your homeowner’s insurance claim has been underpaid, contact the legal professionals at Korin Law, P.A. and get started on recovering the settlement that you deserve.

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