Anitere Flores is not going to back down from political bullies in Tallahassee. The Miami Republican state senator is ready to take on the insurance industry after claiming she has been the victim of a smear campaign. An outspoken consumer rights advocate, Flores claims the insurance industry is strong-arming against a bill proposed by the Senate Banking and Insurance Committee that aims to stop fraudulent and abusive assignment of benefits practices. “The insurance industry is smearing someone who has always fought for consumers because she won’t just do what they say.” Flores, who is one of the leaders of the committee.
However, insurance industry proponents and lobbyists contend the bill does little to stop lawsuit abuse that is contributing to the increase of premiums. Despite the opposition, the bill was passed by the state legislature on Monday April 3. Score round one for Senator Flores. But it appears, Flores’ critics are not backing down either. Recently, the Wall Street Journal ran an editorial sharply criticizing her for not supporting bills that would help the insurance industry.
“Florida homeowners may want to remember the name Anitere Flores when they open their next insurance bill,” according to the editorial. “The South Florida Republican this week blocked an effort to stop a plaintiff’s attorney scheme that’s endangering the state’s taxpayer-backed catastrophic insurer and sending premiums skyrocketing.” According to Flores, insurance lobbyists are pushing for a counter bill that does not guarantee the decrease of homeowner’s insurance premiums and limits consumer protection against fraud.
The Fight Over Assignment of Benefits
In recent years, a huge rise of water damage claims has led to abusive practices involving insurance and water damage restorations companies. Florida allows homeowners to assign their benefits to contractors. In many instances, contractors end up filing lawsuits against the homeowner’s insurance company for failing to pay to for the full amount of their work. Insurance industry proponents claim the practice of assignment of benefits has led to the rise of lawsuits that end up increasing premiums. Insurance lobbyists want revisions in state laws would penalize contractors that sue insurance companies by forcing them to pay for attorney fees. Fort Lauderdale senator Gary Farmer is proposing a bill that would force all water damage contractors to be licensed to prevent fraud.
How a Miami Insurance Claims Lawyer Can Help
It seems like consumers are constantly under attack–especially homeowners. Whether it is fire damage, water damage or pipe leaks, South Florida homeowners depend on their insurance companies to provide the proper compensation to pay for repairs, damages and property loss. Unfortunately, some insurance companies have been known to underpay or even deny insurance claims due to unethical or even illegal business practices. Miami home insurance lawyer Jonathan Korin brings years of experience protecting the rights of homeowners and looking after their best interests. He utilizes an aggressive and comprehensive approach to ensure insurance companies are held accountable for their actions. To learn more on how a Miami insurance claims lawyer can help, contact the offices of Korin Law, P.A. and schedule a consultation to discuss your case.