The weather is getting warmer and the skies are clear and then: Hurricane Cindy is coming to town and she doesn’t seem to be very nice. This leaves homeowners scurrying to prepare their home for the impending storm. The question is what do you need to do to prepare your home for a hurricane and what is covered if you are hit. Homeowners will need to look over their insurance policy and make adjustments if needed. A Miami insurance claims lawyer can help homeowners get the proper compensation as expressed in the insurance policy documents when they have been affected.There are several preventive measures homeowners can take like securing your roof and windows. Homeowners will also need an emergency preparedness kit during the storm.
Know Your Insurance Policy
Each year homeowners should look over their policy prior to the start of hurricane season to ensure any damages caused by the storm and flooding are covered. Homeowners can be surprised to find out that not all policies cover damage caused by floods. It is also a good idea to take inventory of your home should you be severely affected. Homeowners will need to know their policy limits and any options they may have to rework their insurance plan. In the case that something does happen to the home and a Miami insurance claims lawyer is needed, it is important to have all insurance information updated to help with the legal process.
Secure Your Home
The most common hurricane preparedness tool homeowners use are hurricane shutters. They help to protect windows from breaking. To some, this may not sound like a big deal but it can cause more damage than you realize. A broken window means glass shattered everywhere, rain and wind coming in to cause even more damage and an added home repair expense. There are various types of shutter ranging from temporary do it yourself ones to permanently installed ones. Homeowners will also need to check the seals around the windows and doors as an added safety measure. Bring the outside in. a few days before a hurricane is said to hit, begin bringing in outside furniture. Any loose furniture can be picked up by a gust of wind and cause damage to homes, cars and government property.
Homeowners cannot always stay in their home during a hurricane while other times power and water are cut out to certain areas. It is crucial to be prepared for both scenarios. Now that you have looked over your insurance policy and secured your home, you need to pack an emergency kit that can take care of the family in the home and in the instance of an evacuation. An emergency kit should include a flashlight, batteries, first aid supplies, water, cash, important documents and non-perishable food items.
Has Your Hurricane Damage Claim Been Underpaid or Denied?
Insurance companies are no different than most businesses. They are looking to make money. Unfortunately, it often comes at the expense of the policyholder. Whether your home has suffered fire damage, windstorm damage or pipe leaks and roof leaks, it is vital to recover the proper compensation to account for all your damages and repairs. If your insurance company is failing to help, contact Miami insurance claims attorney Jonathan Korin and his legal team at Korin Law, P.A. and schedule a consultation to discuss your case.